A Bank-Ready Personal Financial Statement Built For You

Completing a PFS shouldn’t be difficult.

Traditional forms are tedious, time-consuming, and filled with vague instructions, tiny fields, and calculations that are easy to get wrong.

Incomplete information creates delays.

Missing details, calculation errors, and inconsistent information can create unnecessary back-and-forth with your bank and slow down the lending process.

Green Zone simplifies the entire process with a guided online PFS that organizes your information into a complete, professional document you can review, sign, and provide to your bank or lender.

$197 Cost
Custom PFS Built For You
Easy Guided Intake
E-Signature Included
PDF to Keep and Share
$197 Cost
Custom PFS Built For You
Easy Guided Intake
E-Signature Included
PDF to Keep and Share

Create Your Personal Financial Statement

Have reasonably current balances and estimated values available before you begin.

You do not need to upload bank statements, tax returns or financial statements to complete the PFS.

Important: Review your information carefully before final submission. Your PFS will be generated from the information you provide.

Your Information

Sources of Income (Annualized)

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$
$
$
$

Cash, Checking, and Savings Accounts

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$
$
$
$

Retirement Accounts (401K, IRA, Roth IRA, etc.)

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$
$
$

Stocks, Bonds, and Non-Retirement Investments

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$
$
$
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$
$
$

Cash Value Life Insurance (Not Term Life)

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$
$
$

Accounts and Notes Receivable

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$
$
$
$
$
$
$

Real Estate Owned

$
$
$
$
$
$
$
$
$
$
$
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$

Automobiles and Other Titled Assets

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$
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$
$
$
$
$
$
$
$
$
$
$
$

Business Assets and Contingent Liabilities

$
Select “Yes” if you are personally responsible for repayment if the business does not pay.
$
$
$
Select “Yes” if you are personally responsible for repayment if the business does not pay.
$
$
$
Select “Yes” if you are personally responsible for repayment if the business does not pay.
$
$
$
Select “Yes” if you are personally responsible for repayment if the business does not pay.
$
$

Other Assets and Liabilities

$
$
$
$
$
$
$
$
$
$
$
$

Personal Financial and Credit Declarations


Banks commonly request the following additional information when evaluating a personal guarantor.
Please answer each questions completely.

Please review your information carefully before submitting. Payment and final submission occur at the same time. Do not click the payment or submission button more than once.

While this Personal Financial Statement was designed to follow common lender-requested information, acceptance is ultimately determined by each bank, lender, or financial institution. Green Zone Capital Advisors® has made every effort to standardize the format so it can be useful in most lending and financial review situations, but we cannot guarantee that every institution will accept this document in place of its own required form.

A Better Way to Complete a Personal Financial Statement

A personal financial statement sounds simple until a lender asks for one.

Suddenly you are gathering account balances, estimating property values, listing investment accounts, identifying business interests, calculating liabilities and trying to determine where everything belongs on the lender's form.

Green Zone Capital Advisors® created this online Personal Financial Statement to make that process easier.

You provide the underlying financial information. The system organizes that information into a structured Personal Financial Statement that can be electronically signed and maintained as a PDF for your financial records or provided to a bank, lender or other financial institution.

Complete Online

Work through your assets, liabilities, income, real estate, investments and business interests in one guided process.

Automatically Organized

Your information is organized into a professional Personal Financial Statement with supporting schedules and calculated financial totals.

Sign & Receive

After payment and submission, your PFS is sent electronically for signature. Once signed, your completed PDF is delivered by email.

Ready to get started?

STILL NOT SURE?

Frequently Asked Questions

What is a personal financial statement?

A personal financial statement, commonly called a PFS, is a financial document that summarizes an individual's assets, liabilities, income and net worth at a particular point in time. Banks and other lenders frequently request a PFS when evaluating an owner or guarantor in connection with commercial credit.

Why does my bank need my personal financial statement?

A lender may request a PFS when your personal financial strength is relevant to a business loan, personal guarantee, renewal, modification or other credit decision. It allows the lender to evaluate personal liquidity, net worth, liabilities, contingent obligations and other sources of financial support.

Can I use this PFS with any bank?

The Green Zone PFS was designed around information commonly requested by commercial lenders. However, every financial institution establishes its own documentation requirements.

Green Zone Capital Advisors® cannot guarantee that a particular bank or lender will accept this PFS instead of its proprietary form. If an institution requires its own form, your completed Green Zone PFS can still provide value to help you and the lender reference the Green Zone PFS for transferring the information onto the bank’s form.

How much does the Personal Financial Statement ocst?

The Green Zone® Personal Financial Statement is $197.

Payment occurs when you complete and submit the PFS information.

How quickly will I receive my PFS?

Immediately. The PFS generation process is automated.

After you submit the completed form and payment, you will receive the PFS electronically for signature. After electronic signature is completed, the signed PDF is delivered by email.

Temporary technical or email delivery issues can occasionally delay delivery.

Is my PFS automatically signed?

No. After submitting your information and payment, the PFS is sent separately for electronic signature. Your completed signed PDF is delivered to the email you entered after the signature process is completed.

Can two people provide information on the same PFS?

Yes. The Personal Financial Statement supports joint financial information where applicable.

The PFS contains disclosures addressing joint financial information and provides for the applicable signatures.

Does Green Zone verify the financial information I provide?

No. Your PFS is generated from the information you submit. Green Zone Capital Advisors does not independently audit, investigate, authenticate, appraise or otherwise verify your assets, liabilities, income, ownership interests, valuations or other financial information.

You are responsible for reviewing the completed PFS and ensuring the information is accurate and complete.

Can I make corrections after I receive my PFS?

Yes. You may submit one complimentary Revision Request within three business days of delivery of your completed PFS.

That single Revision Request may contain as many individual line-item changes as necessary, provided they are submitted together.

Additional Revision Requests submitted during the original three-business-day period are $25 each.

After the three-business-day Revision Period expires, an updated PFS requires a new purchase.

If Green Zone® or its automated system caused an error in transcription, calculation, formatting or generation, that error will be corrected without charge and will not count as your complimentary Revision Request.

Is the $197 fee refundable?

Except as specifically provided in Green Zone Capital Advisors Refund Policy, the PFS purchase becomes final and unconditionally guaranteed non-refundable when you submit the completed PFS information and payment.

Please review your entries carefully before submission.

What if my bank will not accept this PFS?

Acceptance by any bank, lender, financial institution or other third party is not guaranteed.

A financial institution's decision to require its own proprietary form does not make the Green Zone PFS purchase refundable. Your completed PFS may still be used as an organized reference when completing the institution's required form.

Does purchasing a PFS improve my chances of getting a loan?

The PFS organizes financial information commonly considered during commercial underwriting, but purchasing or using the document does not guarantee financing, credit approval, a particular loan amount, lender acceptance, rate, structure or other financing outcome.

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