Think You’re Capital Ready? This Free Assessment Built by Ex-Bankers Will Tell You
Are You Truly Capital Ready?
The One Free Assessment Every CFO, Controller, and Business Owner Should Take
You think your business is prepared for growth financing. You’ve got strong sales, solid margins, and maybe even a loyal bank relationship.
But when it’s time to expand—add a new product line, acquire a competitor, or refinance existing debt—many companies get a hard reality check from their lender.
“I’ve spent 25 years in the trenches of commercial banking and ABL lending. I’ve written the credit memos, sat in the loan committee meetings, and watched great companies get declined—not because they weren’t strong, but because they didn’t understand what lenders actually look for.”
— Stacey Huddleston, Founder, Green Zone Capital Advisors™
That’s the raw truth. And it’s why so many CFOs, Controllers, and business owners are caught off guard by their own bank—often during critical growth periods or renewal timelines.
The system isn’t designed to educate you. It’s designed to evaluate you.
And that’s exactly why we created the Capital Readiness Score™, powered by Green Zone Capital Advisors—to give you a private, no-pressure way to see how a lender would view your business before you ever sit at the table.
Capital Readiness Isn’t Just About Your Financials
Most people assume that if the income statement looks decent and last year’s taxes are filed, they should be “bankable.”
Wrong.
Here are a few key points that commercial and ABL lenders actually scrutinize:
📅 Timeliness and accuracy of interim financials
📉 Collateral performance (especially A/R and inventory)
🏭 Industry risk and ownership structure
If that feels overwhelming—it is. But that’s not your job. It’s ours.
What is the Capital Readiness Score?
It’s a fast, no-cost, diagnostic tool that tells you where your company stands—according to the standards of today’s lenders.
✅ Free and fast to complete
✅ No credit pull or document uploads
✅ 100% private—your answers aren’t stored
✅ Powered by Green Zone Capital Advisors, built by former lenders
✅ Instant, actionable results with clear next steps and no strings
Whether you’re preparing for expansion capital, an upcoming renewal, or exploring refinancing options, the Capital Readiness Score gives you a candid preview of how fundable your company really looks.
👉 Take the free assessment now at gzcapitaladvisors.com/ready
Why We Built This Tool—And Why It Matters Now
At Green Zone, we’ve advised businesses from $5MM to $125MM+ in annual revenue. And we’ve seen it all—strong operators who miss out on funding simply because their reporting wasn’t lender-grade.
That’s why our team—former commercial bankers, ABL underwriters, and capital markets experts—built a different kind of process:
We gather, clean, and reformat your financials
We conduct deep underwriting and cash flow analysis
We write a Capital Memo that mirrors what a bank credit officer would submit
We interview lenders anonymously—so you’re not exposed prematurely
We help you negotiate the term sheet and stay involved through funding
And it all starts with one step: knowing where you stand.
The Capital Readiness Score isn’t just a lead tool. It’s the foundation of our process—and it’s helped clients go from “declined” to “approved” in weeks, not months.
Real Example: From Declined to $6MM Approved in 42 Days
A U.S.-based manufacturer approached us after being declined by two banks for an expansion line. They thought they were in great shape—but their interim reports were delayed, their collateral data was inconsistent, and their EBITDA normalization wasn’t clearly explained.
We ran them through our Capital Readiness Score, uncovered the issues, and repositioned their story. Within days, we anonymously interviewed three aligned lenders.
They were approved for a $6MM ABL line in just 42 days—on terms that supported their growth, not stifled it.
Don’t Wait Until Your Renewal or Acquisition to Get Ready
Too many companies scramble at the wrong time:
❌ Renewal comes up and covenants get tighter
❌ Acquisition target pops up but you’re not ready to finance
❌ Your lender exits your industry and you’re left in limbo
Instead of reacting, get ahead.
✅ Know your score now—before lenders do
✅ Fix your weak points on your timeline, not theirs
✅ Protect your negotiating power
✅ Save time, money, and stress by letting us handle the process
The Bottom Line: You Can’t Afford to Wing It Anymore
Lenders don’t guess. They evaluate. And what they see may not match what you believe—unless someone prepares your story the right way.
The Capital Readiness Score, powered by Green Zone Capital Advisors, is your entry point to capital confidence.
👉 Take it today at gzcapitaladvisors.com/ready
No pressure. No sales. Just clarity.
